Funeral home deal calculators
These calculators do the arithmetic behind the questions owners and buyers ask most: what the business might be worth, how much a preneed backlog is short, whether an acquisition loan pencils out, what a seller actually keeps, and what an earnout is likely to pay. Every input is yours to change, and each tool explains its assumptions and what it leaves out.
They are educational estimates, not appraisals or loan approvals. Use them to frame the conversation, then test the numbers against a quality-of-earnings review, an appraisal, and your lender.
- Funeral home valuation calculator
Estimate a funeral home value range from call volume, average revenue per call, normalized margin, a multiple range, real estate, and preneed shortfall.
- Preneed shortfall calculator
Estimate a funeral home preneed shortfall by re-pricing guaranteed contracts at today’s GPL and comparing the result to current trust and insurance values.
- Funeral home acquisition loan and DSCR calculator
Estimate annual debt service and debt service coverage for a funeral home acquisition with an SBA 7(a) loan, a separate real estate term, and a seller note.
- Funeral home seller net proceeds calculator
Walk from a funeral home’s headline sale price to estimated cash at closing after preneed adjustments, debt payoff, fees, deferred payments, and taxes.
- Call-volume earnout calculator
Model what a funeral home call-volume earnout pays at different post-closing call counts, using a floor, a target, a maximum payout, and measurement years.