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  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/adjusted-ebitda/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/adjusted-ebitda.png</image:loc><image:title>Adjusted EBITDA for a funeral home</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/asset-purchase-agreement/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/asset-purchase-agreement.png</image:loc><image:title>Asset purchase agreement (APA) for a funeral home: what it contains and why it decides the deal</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/average-revenue-per-call/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/average-revenue-per-call.png</image:loc><image:title>Average revenue per call</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/call-volume-earnout/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/call-volume-earnout.png</image:loc><image:title>Earnout (call-volume based)</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/call-volume/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/call-volume.png</image:loc><image:title>Call volume</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/combination-operation/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/combination-operation.png</image:loc><image:title>Combination operation (funeral home + cemetery): definition, state limits, and deal impact</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/consolidator/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/consolidator.png</image:loc><image:title>Consolidator</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/cremation-rate/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/cremation-rate.png</image:loc><image:title>Cremation rate</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/crematory-license-and-permits/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/crematory-license-and-permits.png</image:loc><image:title>Crematory license and permits: the requirements that stack up behind every cremation</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/direct-cremation/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/direct-cremation.png</image:loc><image:title>Direct cremation</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/ftc-funeral-rule/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/ftc-funeral-rule.png</image:loc><image:title>FTC Funeral Rule</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/funeral-director-in-charge/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/funeral-director-in-charge.png</image:loc><image:title>Funeral director in charge: definition, legal duties, and why buyers price the role</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/funeral-establishment-license/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/funeral-establishment-license.png</image:loc><image:title>Funeral establishment license: what it covers and why it rarely survives a sale</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/funeral-home-non-compete/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/funeral-home-non-compete.png</image:loc><image:title>Non-compete in a funeral home sale: what it restricts and how far it can reach</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/general-price-list/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/general-price-list.png</image:loc><image:title>General Price List (GPL)</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/guaranteed-price-contract/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/guaranteed-price-contract.png</image:loc><image:title>Guaranteed-price contract: how a guaranteed price preneed contract shifts risk to the funeral home</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/insurance-funded-preneed/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/insurance-funded-preneed.png</image:loc><image:title>Insurance-funded preneed: how policy-backed contracts work in a funeral home sale</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/legacy-terms/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/legacy-terms.png</image:loc><image:title>Legacy terms in a funeral home sale: the name, staff, and community commitments a buyer makes</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/letter-of-intent/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/letter-of-intent.png</image:loc><image:title>Letter of intent (LOI) for a funeral home purchase: what to put in it and what it binds</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/perpetual-care-fund/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/perpetual-care-fund.png</image:loc><image:title>Perpetual care fund: how a cemetery's care trust works and what it means at sale</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/preneed-backlog/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/preneed-backlog.png</image:loc><image:title>Preneed backlog: definition, how it is measured, and why buyers count it twice</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/preneed-contract/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/preneed-contract.png</image:loc><image:title>Preneed contract: definition, key clauses, and what a funeral home buyer inherits</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/preneed-trust-shortfall/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/preneed-trust-shortfall.png</image:loc><image:title>Preneed trust shortfall: what causes it and how to measure it</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/preneed-trust/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/preneed-trust.png</image:loc><image:title>Preneed trust (trusting requirement): what state law makes a funeral home deposit</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/quality-of-earnings/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/quality-of-earnings.png</image:loc><image:title>Quality of earnings (QoE) for a funeral home: what the report is and when SBA requires one</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/revocable-vs-irrevocable-preneed/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/revocable-vs-irrevocable-preneed.png</image:loc><image:title>Revocable vs. irrevocable preneed: what the difference means in a funeral home sale</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/sellers-discretionary-earnings/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/sellers-discretionary-earnings.png</image:loc><image:title>Seller's discretionary earnings (SDE) for a funeral home</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/selling-director-employment-agreement/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/selling-director-employment-agreement.png</image:loc><image:title>Employment / consulting agreement (selling director)</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/specialty-use-real-estate-appraisal/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/specialty-use-real-estate-appraisal.png</image:loc><image:title>Specialty-use real estate appraisal for a funeral home: special-purpose property explained</image:title></image:image></url>
  <url><loc>https://thefuneralhomebusinessbroker.com/definitions/statement-of-funeral-goods-and-services/</loc><lastmod>2026-11-07</lastmod><image:image><image:loc>https://thefuneralhomebusinessbroker.com/og/definitions/statement-of-funeral-goods-and-services.png</image:loc><image:title>Statement of Funeral Goods and Services Selected</image:title></image:image></url>
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